FAQ's

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Questions and Answers

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Boats (under 27′): Within 2-3 Days.
Yachts: Generally we like 5-7 days to work all our carriers. However, we have several programs that have real time rating and binding. We can generally accommodate very short binding fuses.
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This provides medical coverage that is required as a result of an uninsured boater. Damage to your vessel is protected under your property coverage.

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A consecutive number of months, specified on the declarations page, that a boat is decommissioned (winterized) and not being used. Some marine insurance companies offer a credit for this period of time.

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Yes. But the vessel must be out of commission (winterized), it cannot be operated and it cannot be used to live aboard.

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A marine survey is a physical inspection of a boat and subsequent detailed written report by someone certified by the National Association of Marine Surveyors or the Society of Accredited Marine Surveyors. The surveyor will assess and document the boat’s condition and value (both market value and replacement value).
Each insurance company will require surveys and updated surveys at different times. Most insurance companies require the original survey at 10 years of age for boats used in salt water and at 15 years of age for boats used in fresh water.
After the original survey, most companies will require an updated survey every 5 to 10 years.

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